Arizona Long Term Care program is available for all those aged 65 and above, blind, or disabled individuals who need ongoing services at a nursing facility level of care. However, it is not necessary that one should be in the nursing home under this program. Many Arizona Long Term Care participants live in their own homes or an assisted living facility and receive needed in-home services. Arizona long term care offers coverage for medical care, including doctor's office visits, hospitalization, prescriptions, lab work, and behavioral health services. While the income limit for this program is $1,656 a month, the resource (cash, bank accounts, stocks, bonds, etc.) limit is $2,000 for a single individual. When the applicant has a spouse who resides in the community, the spouse can retain one-half of the couple's resources, up to a maximum of $90,660. Some resources, such as a person's home, vehicle, and irrevocable burial plan generally are not counted toward the resource limit.
A long term insurance is much ahead of the mere healthcare/medical insurance. It includes all the assistance you could need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time. You can avail the Arizona Long Term Care plan in a nursing home, or in your own home. If you are young or a middle-aged person who has been in an accident, suffered a debilitating illness, long term insurance is for you. Though we live longer, most of us require assistance in our later years.
As per the industry reports, about 49% of people aged 65 or above are likely to spend some time in a nursing home and 72% of people aged 65 and older may use some form of home health care. An Arizona Long Term Care insurance policy can enable you to protect your assets from the rising cost of care, allowing you to remain financially and socially independent. Long Term Care can help secure not only your financial future, but your beloved ones as well. Get in touch with us to know more about our Arizona Long Term Care plan and how you can benefit from it. Thousands of people in Arizona have already benefited from our competitive quotes. You can be the next one to benefit from us. |
