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Cognitive Impairment
Deterioration
or loss of intellectual capacity which requires
continual supervision to protect the insured or
others, as measured by clinical evidence and standardized
tests that reliably measure impairment in the area
of (1) short or long term memory, (2) orientation
as to person, place and time, or (3) deductive or
abstract reasoning. Such loss in intellectual capacity
can result from Alzheimer's disease or similar forms
of senility or Irreversible Dementia. |
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