Underinsured Motorist Bodily Injury Coverage
This
coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are
injured in an accident caused by a driver who has
insufficient insurance coverage.
This coverage typically pays the
difference between your coverage and the other
driver's bodily injury coverage. The amount paid
by underinsured motorist bodily injury coverage
is capped at the limit you select.
Underinsured motorist bodily injury
coverage is available in some states, where it
may be mandatory.
In some states, both uninsured
and underinsured motorist bodily injury are bundled
into a single coverage. In the states where it
is offered, this coverage may be mandatory. |